Ramakrishna Penaganti

Product Designer and Senior Integration Architect at Toyota through W3Global. I architected the Toyota payment platform, which processes multi-billion dollar transactions across global regions, including North America, Europe, and Australia, for Toyota, Lexus, and other Toyota business units. my platform eliminated traditional payment service provider fees of up to 4% per transaction by implementing direct payment processing and multi-bank support. He previously designed integration solutions for Toyota’s PO & Invoice Automation project, reducing manual processes and accelerating transaction cycles while maintaining PCI-DSS, GDPR, and PSD2 compliance standards.