Tim Ray is helping apartment communities verify renters faster, more fairly, and with greater trust. As co-founder and CEO of Verifast, he leads an AI-powered verification platform built for the U.S. multifamily market. In this episode, Russ and Tim explore why renter verification is becoming more complex, how Verifast uses open banking, biometrics, and behavioral signals to verify identity and income, and the rise of sophisticated rental fraud including fake IDs, synthetic identities, and social media fraud playbooks.